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Medicare and You 2018

Are you new to Medicare or already insured by Medicare? What plans are available? Find answers to your Medicare questions.  

Your Coverage May Be At Risk

When taken to the hospital, it is important that you be aware your coverage status may be affected by whether you are 'observed' or 'admitted.' Isador Cassuto and his wife, Thalia were shocked to learn that although Isador had been brought in by ambulance, flat on his back, unable to walk, his rehabilitation would not be covered because the hospital had assessed and 'observed' him, not admitted him. The difference in coverage amounted to more than $6000.00.

Medicare News You Need To Know

Traveling Outside the US? If you are covered by Medicare and traveling abroad for an extended period of time, you need to know that Medicare does NOT typically cover medical care you get overseas. AND, if you do not maintain your Medicare coverage while traveling outside the US (ie: pay your Part B premiums), you will be subject to gaps and penalties upon your return. Contact Social Security or the Embassy of the country you reside in to fully understand how you may be impacted.

More Useful Info About Medicare

Did you know Medicare covers many PREVENTIVE SERVICES? You must meet basic eligibility standards and when you do.....you have the right to receive these services regardless of whether you have Original Medicare or a Medicare Advantage plan. 

Medicare And YOU.....

Did You Know? All Medicare Advantage Plans must offer the same benefits as Original Medicare but are allowed to have different costs and restrictions. Some may offer additional limited benefits such as vision or dental coverage. If you have Original Medicare, Part A determines coverage and costs of inpatient hospital care and skilled nursing facility care based on benefit periods.

Medicare Update

The Medicare Drug Savings Act was introduced in both houses of Congress in late April. If passed the bill would restore prescription drug rebates for low income beneficiaries.